*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}
:root{
  --main:#2A4053;
  --amber:#E8A838;
  --dark:#182634;
  --soft:#F0F4F7;
  --body:#303030;
  --muted:#5E6E7A;
  --line:#D5DFE6;
}
body{font-family:'Lato',sans-serif;font-size:1rem;line-height:1.74;color:var(--body);background:#fff}
img{max-width:100%;height:auto;display:block;border-radius:6px}
a{color:var(--main);text-decoration:none;transition:color .25s}
a:hover{color:var(--amber)}
h1,h2,h3,h4{font-family:'Outfit',sans-serif;line-height:1.2}

.piv-wrap{max-width:1140px;margin:0 auto;padding:0 22px}

/* Notice */
.piv-aviso{background:var(--dark);color:#7499b5;font-size:.77rem;padding:7px 0;text-align:center}
.piv-aviso strong{color:#fff}

/* Nav */
.piv-header{background:#fff;border-bottom:2px solid var(--line);height:66px;display:flex;align-items:center;position:sticky;top:0;z-index:100}
.piv-header-row{display:flex;align-items:center;justify-content:space-between;width:100%}
.piv-logo{font-family:'Outfit',sans-serif;font-weight:800;font-size:1.2rem;color:var(--main)}
.piv-logo span{color:var(--amber)}
.piv-nav{display:flex;gap:26px;list-style:none}
.piv-nav a{font-size:.875rem;font-weight:600;color:var(--body)}
.piv-nav a:hover{color:var(--main)}
.piv-burger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:6px}
.piv-burger span{display:block;width:22px;height:2px;background:var(--body);transition:transform .3s,opacity .3s}
.piv-burger.on span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.piv-burger.on span:nth-child(2){opacity:0}
.piv-burger.on span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Nav */
.piv-hero{display:grid;grid-template-columns:1fr 1fr;min-height:460px;overflow:hidden}
.piv-hero-img{position:relative}
.piv-hero-img img{width:100%;height:100%;object-fit:cover;border-radius:0;display:block}
.piv-hero-text{background:var(--dark);display:flex;flex-direction:column;justify-content:center;padding:60px 52px 60px 48px}
.piv-badge{display:inline-block;background:var(--amber);color:var(--dark);font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;padding:4px 14px;border-radius:20px;margin-bottom:18px}
.piv-hero h1{font-size:2.3rem;font-weight:800;color:#fff;margin-bottom:14px}
.piv-hero-sub{color:#8aafc8;font-size:.97rem;margin-bottom:28px}
.piv-btn{display:inline-block;background:var(--amber);color:var(--dark);font-weight:700;font-size:.9rem;padding:12px 30px;border-radius:4px;border:none;cursor:pointer;transition:background .2s}
.piv-btn:hover{background:#c9901a;color:var(--dark)}
.piv-btn-ghost{background:transparent;border:2px solid rgba(255,255,255,.35);color:#fff;margin-left:12px}
.piv-btn-ghost:hover{background:rgba(255,255,255,.1);color:#fff}

/* Sections */
.piv-section{padding:76px 0}
.piv-section-alt{background:var(--soft)}
.piv-accent{width:44px;height:3px;background:var(--amber);border-radius:2px;margin-bottom:16px}
.piv-section-title{font-size:1.8rem;font-weight:800;color:var(--dark);margin-bottom:8px}
.piv-section-sub{color:var(--muted);font-size:.95rem;max-width:560px;margin-bottom:36px}

/* Steps */
.piv-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.piv-steps::before{content:'';position:absolute;top:28px;left:calc(12.5%);right:calc(12.5%);height:2px;background:var(--line);z-index:0}
.piv-step{text-align:center;padding:0 12px;position:relative;z-index:1}
.piv-step-num{width:56px;height:56px;border-radius:50%;background:var(--main);color:#fff;font-family:'Outfit',sans-serif;font-size:1.2rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 14px}
.piv-step h3{font-family:'Outfit',sans-serif;font-size:.92rem;font-weight:700;color:var(--dark);margin-bottom:6px}
.piv-step p{font-size:.82rem;color:var(--muted);line-height:1.6}

/* Content */
.piv-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.piv-card{display:flex;gap:16px;align-items:flex-start;padding:20px;background:#fff;border:1px solid var(--line);border-radius:7px;transition:box-shadow .2s}
.piv-card:hover{box-shadow:0 3px 14px rgba(42,64,83,.1)}
.piv-card-ico{flex-shrink:0;width:42px;height:42px;background:var(--soft);border-radius:7px;display:flex;align-items:center;justify-content:center;font-size:1.2rem}
.piv-card h3{font-family:'Outfit',sans-serif;font-size:.95rem;font-weight:700;color:var(--dark);margin-bottom:4px}
.piv-card p{font-size:.85rem;color:var(--muted);line-height:1.6}

/* About */
.piv-sobre-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:52px;align-items:start}
.piv-sobre-img img{width:100%;height:320px;object-fit:cover;border-radius:8px}
.piv-sobre-text h2{font-size:1.8rem;font-weight:800;color:var(--dark);margin-bottom:20px}
.piv-sobre-text p{color:var(--muted);font-size:.95rem;margin-bottom:14px}
.piv-sobre-tag{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:5px;padding:10px 16px;font-size:.82rem;margin-top:14px}
.piv-sobre-tag strong{color:var(--main)}

/* Questions */
.piv-faq-list{display:flex;flex-direction:column;gap:8px}
.piv-faq-item{border:1px solid var(--line);border-radius:6px;overflow:hidden;background:#fff}
.piv-faq-btn{width:100%;background:none;border:none;text-align:left;padding:18px 20px;font-family:'Outfit',sans-serif;font-size:.97rem;font-weight:700;color:var(--dark);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px}
.piv-faq-btn .piv-faq-ico{flex-shrink:0;width:24px;height:24px;background:var(--soft);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.9rem;transition:background .2s}
.piv-faq-item.open .piv-faq-btn .piv-faq-ico{background:var(--amber);color:var(--dark)}
.piv-faq-body{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;padding:0 20px;font-size:.9rem;color:var(--muted);line-height:1.7}
.piv-faq-item.open .piv-faq-body{max-height:280px;padding:4px 20px 18px}

/* Articles */
.piv-blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.piv-blog-card{background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;transition:box-shadow .2s}
.piv-blog-card:hover{box-shadow:0 4px 18px rgba(42,64,83,.1)}
.piv-blog-thumb img{width:100%;height:168px;object-fit:cover;border-radius:0}
.piv-blog-body{padding:18px}
.piv-blog-cat{display:inline-block;background:var(--soft);color:var(--main);font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;padding:3px 10px;border-radius:20px;margin-bottom:8px}
.piv-blog-body h3{font-family:'Outfit',sans-serif;font-size:.95rem;font-weight:700;color:var(--dark);margin-bottom:8px;line-height:1.3}
.piv-blog-body p{font-size:.85rem;color:var(--muted);margin-bottom:12px}
.piv-blog-link{font-size:.82rem;font-weight:700;color:var(--amber)}
.piv-blog-link:hover{color:var(--main)}
.piv-blog-all{margin-top:28px}

/* Form */
.piv-contato-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:52px}
.piv-contato-info h3{font-family:'Outfit',sans-serif;font-size:1.05rem;font-weight:700;color:var(--dark);margin-bottom:16px}
.piv-info-row{display:flex;gap:12px;margin-bottom:12px;font-size:.9rem;color:var(--muted)}
.piv-info-row strong{display:block;font-size:.8rem;color:var(--body)}
.piv-form{display:flex;flex-direction:column;gap:12px}
.piv-input{width:100%;padding:11px 15px;border:1px solid var(--line);border-radius:4px;font-size:.9rem;font-family:'Lato',sans-serif;color:var(--body);transition:border-color .2s}
.piv-input:focus{outline:none;border-color:var(--main)}
textarea.piv-input{resize:vertical;min-height:110px}
.piv-form-btn{align-self:flex-start}

/* Bottom */
.piv-footer{background:var(--dark);color:#6a94b4;padding:50px 0 26px}
.piv-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:34px}
.piv-footer h4{font-family:'Outfit',sans-serif;font-size:.88rem;font-weight:700;color:#fff;margin-bottom:14px}
.piv-footer-brand{font-size:.81rem;line-height:1.8}
.piv-footer-links ul{list-style:none}
.piv-footer-links ul li{margin-bottom:8px}
.piv-footer-links ul li a{font-size:.81rem;color:#6a94b4;transition:color .2s}
.piv-footer-links ul li a:hover{color:var(--amber)}
.piv-footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:.75rem;color:#3d6682}

/* Responsive */
@media(max-width:768px){
  .piv-nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;padding:20px 22px;gap:16px;border-bottom:1px solid var(--line);box-shadow:0 4px 10px rgba(0,0,0,.06)}
  .piv-nav.open{display:flex}
  .piv-burger{display:flex}
  .piv-header{position:relative}
  .piv-hero{grid-template-columns:1fr}
  .piv-hero-img{min-height:220px}
  .piv-hero-text{padding:40px 22px}
  .piv-hero h1{font-size:1.75rem}
  .piv-steps{grid-template-columns:1fr 1fr}
  .piv-steps::before{display:none}
  .piv-cards{grid-template-columns:1fr}
  .piv-sobre-grid{grid-template-columns:1fr}
  .piv-sobre-img{display:none}
  .piv-blog-grid{grid-template-columns:1fr}
  .piv-contato-grid{grid-template-columns:1fr}
  .piv-footer-grid{grid-template-columns:1fr}
  .piv-footer-bottom{flex-direction:column;text-align:center}
}